{"ftxPayResp":{"version":"01.00","data":{"ftxID":"513705","apiRefNum":"FTXH774842613","custRefNum":"627198739","txnRcvdTimeStamp":"24-09-2025 07:34:21.021","execPymtMethod":"NEFT","txnStatus":"FAILED","payReqResponseCode":[{"payReqCode":"VE:EP2050","payReqDesc":"Backdated valueDate is not allowed","actionCode":"AC_INVALID_DATA","actionDesc":"Invalid/Incorrect data in message. Update and retry"}]}}}